When you leave behind an employer-sponsored retirement account from a previous job, you often forget about managing or monitoring it actively. There’s opportunity to roll your account into an Individual Retirement Account (IRA) at HawaiiUSA Investment and Insurance Services, through CFS*. Here’s how a rollover could help you:
The potential for more investment choices available than your current plan
Consolidate your accounts to simplify retirement planning
Makes the withdrawal process easier when you reach retirement
Rollovers can be performed without you paying taxes or penalties
Work closely with a CFS Financial Advisor at HawaiiUSA who will guide you while keeping your best interests in mind
If you’d like to talk to us today, please call (808) 844.8338 or visit one of our convenient locations.
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: arenot NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.
CFS representatives do not provide tax or legal guidance. For such guidance please consult with a qualified professional, information shown is for general illustration purposes and does not predict or depict the performance of any investment or strategy. Past performance does not guarantee future results.
**Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA an investor should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgements, required minimum distributions and possession of employer stock.
Registered Representatives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.